Digital Payments Platform

Open accounts in 20+ currencies with integrated payments, forex and card capabilities.

Our services

A safe and frictionless
digital experience

Our payment platform allows business and consumers to transact in a fast and secure environment while offering a wide variaty of services.


Remit funds worldwide in over 20+ currencies via domestic and international payment networks.

Foreign Exchange

Convert effortlessly from one currency to another at competitive rates.

Payment Cards

Simple, safe and widely-accepted at millions of stores around the globe and across the internet. Get your Visa, MasterCard or UnionPay card issued.


Request a payment or invoice your clients for fast business payments.



Avg. onboarding time


Avg. transaction time


Global uptime


Use cases

Aerapass Platform: Connecting the World through Cross-Border Fiat and Digital Transactions

In recent years, there has been a significant shift in consumer and business behaviour towards seeking more efficient, secure, and personalized ways of conducting financial transactions. The global pandemic further accelerated these trends, prompting a notable move from cash and in-person payments towards digital and contactless methods. As a response to this evolving landscape, Aerapass offers a comprehensive payment platform tailored to address the diverse needs of businesses and consumers alike.

Navigating the Challenges

We understand that transitioning to a digital payment system comes with its challenges. While traditional payment methods like cash and checks remain deeply ingrained in cultural practices and business routines, the adoption of digital options can be met with resistance due to perceived complexities associated with new technologies. At Aerapass, we recognize the importance of striking a balance and offer solutions that cater to a mix of both fiat and digital currencies, ensuring flexibility and ease of use for our users.

The Versatility of Our Payment Platform

Our payment platform provides a wide array of payment options, from credit cards and debit cards to mobile payments, digital wallets, and alternative payment methods. As part of our commitment to innovation, we also embrace the integration of cryptocurrencies within our digital wallets. This enables users to seamlessly store, manage, buy, and sell digital assets, all within a unified platform, facilitating a more comprehensive approach to financial management.

The Benefits of Aerapass Platform

Businesses and consumers alike stand to gain significant benefits from adopting our payment platform. Some of these advantages include enhanced speed, efficiency, security, and access to valuable data, ultimately leading to improved sales, customer loyalty, and overall user experience. At Aerapass, we prioritize security as a paramount concern. Understanding our customers' concerns about data breaches and identity theft, we have implemented robust security measures, encryption protocols, and multi-factor authentication to ensure peace of mind during every transaction.

User-Friendly Interface and Onboarding

We believe that simplicity is key to widespread adoption. To achieve this, we have designed an intuitive and user-friendly interface for our digital payment platforms, making them accessible and appealing to all demographics, regardless of technological familiarity. Additionally, our onboarding process is a step-by-step guide, ensuring users can easily set up their accounts, make payments, and access transaction history without any hassle.

Financial Inclusion and Innovation

As we look towards the future, Aerapass also focuses on fostering financial inclusion and innovation. We understand that digital currencies can provide access to financial services for the unbanked or underbanked population, bridging the financial gap for many individuals and businesses. Furthermore, we recognize the potential of digital currencies to fuel financial innovation, enabling new products and services built on blockchain technology. Aerapass offers a versatile payment platform that caters to the evolving needs of businesses and consumers alike. We strive to make digital payments seamless, secure, and accessible, unlocking the potential of a new era in financial transactions. Join us on this journey towards a digitized future, as we work together to shape a world of frictionless, efficient, and inclusive financial solutions.

Our White-label

Payments as a service -
deploy your brand as a digital financial service

If you are seeking to deploy your brand as a digital financial service. We can assist you with a suite of integrated products to get you on the road.

Digital payments in your brand.

Our multicurrency ewallet can be configured for real time payments and remittances, foreign exchange and card issuance.

Turnkey compliance.

Our compliance program meets the FATF requirements, and we gold plate to your license specifications.

Securities offers *

Unit trusts, tokenised offers and other securities are available via our integrated partner Registerex.

Highly dependable. Highly secure.

We run your business on bank-level security.

* Limited to the life of the company

Our features

Overview of our
product capabilities

A complete end to end digital payments system customised for mobile, neo | challenger or payment institutions.

Wallet funding options include:

  • Credit/Debit card account funding
  • Digital tokens and currencies account funding
  • Local bank account funding
  • SWIFT account funding

Wallet withdrawal options include:

  • Credit/Debit card account funding
  • Digital tokens and currencies account funding
  • Local bank account funding
  • SWIFT account funding

Transfer values in real time between accounts without limits:

  • Fiat currencies
  • Digital tokens and currencies
  • Precious metals
  • Security assets

Exchange values in real time between different products:

  • Fiat currencies
  • Digital tokens and currencies
  • Precious metals
  • Tokens and security assets

System Features:

  • Core Finance System
  • Progressive Web App
  • Responsive HTML5 app
  • Seamless user experience
  • Highly efficient KYC | KYB Tool
  • Proprietary transaction monitoring system
  • Native Mobile App (Android, iOS)
  • Billing System
  • Foreign Exchange
  • Virtual currency capabilities

Risk Management:

  • Best in Class AML System with KYC / KYB / CDD & Transaction Monitoring features
  • Transparent time-stamped audit trail
  • Hierarchical permissions structure

Payment Services:

  • SWIFT - Multi Currency
  • Foreign Exchange - Currencies & precious metals
  • Digital Currency Exchange & Payments
  • Instant cross account transaction services
  • On Us Payments via Mobile, API & beb

Securities Issuance:

  • Publish online offers for traditional or digital securities
  • MIFID ready
  • Share/Unit register
  • Investment Management module
  • Allocations module

Card Issuance:

  • Multiple card issuers
  • Registered program manager
  • Integrated into several TPPs
  • Seamless passive issuance model
  • Seamless card activation model
  • Customer support in App

Customer Service System:

  • Doubles as customer support & sales support system
  • Robo responder


  • Transparent customer account application (for 3rd party clients)
  • Transparent payment form (for 3rd party clients)
  • Entire platform feature set is available via API for internal & external via control parameters


  • Third party processors: GPS (EU), ApacLink (AsiaPacific), Galileo (USA), FIX (EU, ASIA, USA)
  • ACH (USA)
  • SEPA (EU)
  • BACS (UK)
  • EFT (Singapore, Australia)
  • Faster Payments Network (Hong Kong, Singapore, Australia)
  • Mid Market live rates for Foreign Currency
  • LBMA spot rates for precious metals
  • Virtual Currencies Incl: BTC, BCH, XRP, ETH, XLM, ERC20 Tokens
  • Real Time Live Market rates data for FX / Precious Metals / Digital Currencies
  • Merchant Acquiring (Visa/MasterCard/CUP/AMEX/Discover/JCB)
  • Intercom services
  • Real Time updated worldwide watch lists (Sanctions, PEP & Adverse press)
  • Government ID databases for verification

System Architecture:

  • Software as a Service (SaaS) using latest industry best practices
  • Built on top of Amazon Web Services (AWS)
  • Communication encrypted with HTTPS using TLS
  • All data encrypted using industry standard AES-256
  • Highly scalable
  • Automated security tests

Compliance standards we meet:

  • ISO 27001*
  • PCI-DSS*

*System may meet or exceed the detailed standards, accreditation is reserved for each client as required

Accelerate your business profitability and growth.

So you can build your brand and customer base.