Solutions > Fintech & neobanking
Complete digital banking solution. Launched in weeks, not years.
Launch regulated fintech operations in weeks. Multi-currency accounts, card issuing, payment rails, and compliance infrastructure. Built for challenger banks, payment platforms, and digital financial services.
Five reasons fintechs choose Aerapass
Global solutions
Licensed in four major fintech hubs
Aerapass is licensed and operating in major fintech hubs providing a seamless and compliant solution for your clients.
- Hong Kong
- Singapore
- Australia
- Canada
Features
Six capabilities to launch your bank
Multi-Currency Accounts
Open multi-currency accounts in major currencies. Segregated client balances. Real-time foreign exchange execution. SWIFT and local payment rail connectivity.
Card Issuing Programs
Launch Visa and Mastercard programs. Virtual and physical cards. Instant issuance. Multi-currency spending. Custom controls and limits.
Global Payment Network
Accept payments via automated clearing house (ACH), local bank accounts, cards, and digital currencies. Settle in 150+ countries. Real-time tracking and reconciliation.
Customer Onboarding
Wolfsberg Group-compliant KYC/AML via Customer Management module. Regulatory compliance associates support. Fast-track verification. 200+ countries. Automated screening. Ongoing monitoring.
VASP Services
Offer cryptocurrency and stablecoin services with proper licensing. Wallet management, on-chain monitoring, travel rule compliance.
Embedded Finance APIs
White-label banking services for your platform. Account opening, payments, cards. RESTful APIs, webhooks, comprehensive documentation.
Testimonials
Trusted by leading financial innovators around the world
Helping fintechs and financial institutions scale securely with enterprise-grade infrastructure, compliant operations, and proven reliability.
0k+
End users onboarded and retained. Those we serve keep coming back.
0B+
Total assets under administration across traded and non-traded assets.
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Guaranteed uptime for all of our services.
★★★★★Aerapass cut our onboarding time from weeks to under 48 hours, eliminating over 20 manual steps per client. They have been an invaluable collaborative partner for Riverside Trustees.
★★★★★We experienced 15x volume increase thanks to Aerapass. I highly recommend their platform to any business seeking a scalable payment platform to power their financial services.
★★★★★In 5+ years on Aerapass, we’ve had 0 operational outages and processed tens of thousands of transactions without disruption. I feel comfortable continuing to use Aerapass and I highly recommend it.
★★★★★Their platform shaved 6 months off our launch timeline and saved us hundreds of development hours, giving us a faster and stronger market entry. I cannot thank Frank and the Aerapass team enough for their support.
Frequently Asked Questions
Frequently asked questions
Digital banking launches in Singapore require MAS licensing and complete banking infrastructure. Aerapass provides pre-integrated multi-currency accounts, card issuing, payment rails, and compliance, enabling digital bank launches in weeks rather than years. Our platform is MAS-regulated and serves ASEAN's premier fintech hub.
Multi-currency accounts let neobank customers hold, send, and receive multiple currencies in a single account. Aerapass provides segregated client balances, real-time foreign exchange execution, SWIFT connectivity, and local payment rail access across 150+ countries for challenger banks and fintechs.
Automated clearing house (ACH) networks process electronic bank-to-bank payments domestically. Fintechs need direct ACH access to reduce costs, speed settlement, and offer competitive pricing. Our platform provides direct access to automated clearing house networks, eliminating intermediary fees.
Yes. Ewallet and epayments providers require money services business (MSB) or payment services licenses. Aerapass operates as a licensed payment platform with ewallet capabilities in Hong Kong, Singapore, Switzerland, Australia, Canada, and USA, enabling compliant ewallet launches under our infrastructure.
The best payment gateways for cross border payments offer multi-corridor support, competitive foreign exchange rates, and local payment method access. Our platform provides merchant services with hosted payment pages supporting cards, digital currencies, automated clearing house, and local rails across 150+ countries.
Open banking enables secure data sharing between banks and third-party providers via APIs. Our embedded finance APIs provide RESTful access for account opening, payments, and cards, fully compliant with open banking standards and regional regulations.
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Discover how Aerapass can consolidate your payments, FX, cards, and wealth operations into one secure financial platform.