Payments

Articles in this category.

How Does BaaS Work? Architecture, APIs, and the Sponsor-Bank Model

Payments

How Does BaaS Work? Architecture, APIs, and the Sponsor-Bank Model

How does BaaS work? This guide breaks down BaaS architecture - API layers, sponsor-bank models, ledger systems, and compliance.


LA
Laurence Antioch

Card Issuing Platforms for Fintechs: What to Evaluate

Payments

Card Issuing Platforms for Fintechs: What to Evaluate

How to evaluate card issuing platforms for fintechs. Compare BIN sponsorship, virtual and physical card capabilities, compliance, and integration speed.


FG
Frank G. Georgoulas

Banking as a Service (BaaS): Full Guide

Payments

Banking as a Service (BaaS): Full Guide

What is Banking as a Service? Learn how BaaS connects non-banks to licensed bank infrastructure for accounts, payments, cards, and lending through APIs.


FG
Frank G. Georgoulas

Card Issuing for Fintechs: A Full Guide

Payments

Card Issuing for Fintechs: A Full Guide

Guide to launching branded prepaid, debit, and virtual cards for fintechs. BIN sponsorship, scheme requirements, compliance, and card program design.


LA
Laurence Antioch

Multi-Currency Payment Gateway: 50+ Currencies

Payments

Multi-Currency Payment Gateway: 50+ Currencies

How multi-currency payment gateways handle cross-border acceptance, dynamic currency conversion, FX transparency, and settlement across 50+ currencies.


FG
Frank G. Georgoulas

Digital Sovereignty for Financial Firms

Payments

Digital Sovereignty for Financial Firms

Why financial firms must own their digital infrastructure. Lessons from music, retail, and video applied to stablecoins and programmable finance.


LA
Laurence Antioch

E-Invoicing: How Aerapass Digitizes Billing

Payments

E-Invoicing: How Aerapass Digitizes Billing

E-invoicing mandates accelerate: EU ViDA, India's GST expansion, Saudi ZATCA. How Aerapass enables compliant, multi-currency electronic invoicing.


LA
Laurence Antioch

BaaS Providers Compared: What to Look for in a Platform Partner

Payments

BaaS Providers Compared: What to Look for in a Platform Partner

How to compare BaaS providers: licensing, APIs, compliance, and multi-jurisdiction coverage. 10-dimension evaluation framework for fintechs.


LA
Laurence Antioch

Request to Pay (SEPA): How It Works

Payments

Request to Pay (SEPA): How It Works

What is Request to Pay and how does it work? SEPA Instant processes 2.4B payments annually. How R2P differs from direct debit and transforms B2B billing.


AT
Aerapass Editorial Team

Visa Direct: Pay Anyone Worldwide

Payments

Visa Direct: Pay Anyone Worldwide

What is Visa Direct? 12.5 billion push payment transactions in 2025 across 12 billion endpoints. How real-time fund transfers work via Aerapass.


AT
Aerapass Editorial Team

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